By Ariana Ramos | SVP Business Development
Flooring contractors face unique risks every day—whether installing hardwood, carpet, or tile, their work involves heavy machinery, sharp tools, and valuable materials. Accidents happen, and without proper insurance, one mishap can lead to costly lawsuits, property damage claims, or equipment losses.
That’s where flooring contractor insurance comes in. This specialized coverage protects against common industry risks, including:
- General Liability for third-party injuries or property damage.
- Commercial Property Insurance to safeguard warehouses, inventory, and equipment.
- Product Liability for defective flooring materials.
- Workers’ Compensation to cover employee injuries.
- Commercial Auto Insurance for business vehicles.
- Business Interruption to help recover lost income during unforeseen disruptions.
For independent agents, providing comprehensive protection to flooring contractors can be complex. Every contractor’s needs differ depending on their services, materials, and team size. That’s why partnering with an insurance wholesaler is key.
Why Work with a Wholesaler for Flooring Contractor Coverage?
- Access to Tailored Products
Wholesalers work with a wide range of carriers, offering custom policies designed specifically for flooring contractors. - Expert Industry Knowledge
Wholesalers understand the unique liabilities flooring contractors face, helping agents match clients with the right coverage. - More Policy Options
From basic liability to advanced add-ons, wholesalers help agents offer flexible, comprehensive solutions. - Competitive Pricing
Wholesalers negotiate with multiple carriers, securing affordable rates without compromising protection. - Claims and Compliance Support
Wholesalers assist with claims and keep agents informed of regulatory changes, ensuring contractors stay compliant.
Ready to Offer Better Coverage?
If you’re an agent looking to serve flooring contractors with specialized, cost-effective insurance, partnering with an experienced wholesaler makes all the difference. At Telamon, we provide access to competitive products tailored to your clients’ needs.
Contact us today to learn how we can help you protect your flooring contractor clients with confidence.
