Carriers We Represent
AIG Commercial Lines
Hard to Place Professional, Workers Compensation, Construction
AIG Personal Lines
Private Client Group – Homeowners with values over $1,000,000 Collections, Auto, Excess Liability, and Watercraft
Commercial Lines – Real Estate (no habitational), Hotels & Motels, Upscale Restaurants including liquor, Manufacturing Accounts, Hole-In One, Umbrellas Builders Risk including Frame and All Types of Inland and Ocean Marine
Dwelling Fire, Vacant Homes, Watercraft, and Manufactured Homes
Contractors (trade), Real Estate including Habitational, Non-Profits, Retail, Financial Institutions, Mfg, Garages.
Arbella Commercial Lines
Commercial Lines- BOP’s, WC, Auto & Umbrella-Massachusetts, Rhode Island, New Hampshire and Connecticut- Small Residential Contractors.
Arbella Personal Lines
Personal Lines- Home, Valuable Articles, Auto, and Excess Liability
Commercial Lines -Surplus Lines- Property, Casualty & Professional & Products
Minimum Premium-Property- $15,000/Liability- $25,000
Snow Plowers: Minimum premium $10k residential, light commercial, streets and roads ok. No heavy foot traffic parking lots (malls, hospitals etc). 6 mo. policy fully earned.
AU Gold (Lloyds) Commercial and Personal Lines
Dwelling Fires, Vacant Properties, Builders Risks, Special Events, Retail & Offices
Avondale Commercial Lines
Surplus lines – Property schedules over $10mil.
CFC (Lloyds) Commercial Lines
General Liability, Professional Liability, Cyber packages and monoline – Professionals, Tech & Media, Life Sciences, Healthcare, Non-profits
Chubb/ACE Westchester Commercial Lines
Home Health, Tank Safe, Hard to Place Casualty
Chubb/ACE Marine Recreation
Stand Alone Watercraft including small boats, yachts, and jet skis
Chubb Commercial Lines
Banks, Commercial Packages, Excess, Fiduciary Liability, High Tech & BioTech, High Tech Start-Ups, Ocean & Inland Marine, Museums, Umbrellas, Environmental, International, Medical Products, Hospitals
Chubb Personal Lines
Personal Lines – Masterpiece Homeowners (all states), Personal Auto (excluding Massachusetts), Valuable Articles, Umbrellas, and Watercraft
BOP, Cyber, Tech E&O, MPL, D&O, EPLI, Monoline Auto & Workers Compensation, Umbrella, Healthcare, Technology, Consultants, Retail, Real Estate, Media
CNA Health Pro
Assisted Living, Independent Living, Nursing Homes, Medical Products Claims Made with a $25,000 minimum premium Including Excess Liability up to $5,000,000
Alarm Installation, Security Guards, and Private Investigators
Foremost (Zurich) Commercial Lines
Small Business BOP, Auto, WC and Umbrellas – Restaurants, Retail, Service, Habitational, Religious Institutions.
Foremost (Zurich) Personal Lines
Dwelling Fire, Specialty Homeowner, Travel Trailers, Manufactured Homes, Off-road Vehicles, Personal Watercraft, and Vacant Property
Greater NY Mutual
Habitational – Apartments 5+ units, Condos with 5+ units. Restaurants including Liquor Liability. Self Storage Units & Hotels. Umbrella follows form over Liquor. Real Estate
BOP, Auto, WC (including Monoline), Umbrella, Main street business classes, Lessors Risk, Trade contractors, Restaurants, Retail.
Hanover Insurance Commercial Lines
BOP, Package, Auto, WC, Umbrella, Inland Marine, EPLI, Cyber, D&O, Professional, Technology, Healthcare, Social Services, Manufacturing, Real Estate, Retail, Hospitality.
Specialty Programs: Limousine, High Hazard Protected Property (admitted), Architects & Engineers
Harleysville/Nationwide Commercial Lines
Real Estate including Apartments and Condos, Artisan Contractors, Golf Courses & Country Clubs, Mfg./Distributors, Restaurants, Office
Harleysville Personal Lines
Home, Valuable Articles, Auto, Umbrella
BOP’s, Auto, WC, Umbrella, Tech E&O, Cyber, Exec Risk Lawyers, Technology, Healthcare, Higher Education, Real Estate Commercial, Office, Media, Restaurants
Hospitality Mutual Commercial Lines
Restaurants, Bars, Taverns & Nightclubs- Property, Liability & Liquor Liability
Lexington Personal and Commercial Lines
Hard to place accounts, coastal and High-Value Homeowners, Builders Risk, Dwelling Fire
Liberty Mutual Commercial Lines
Repair Shops, LRO’s, Condos, Retail, Hospitality, Services. Manufacturing, Real Estate. BOP, Package, Monoline Auto, WC, Property and Umbrella, Inland Marine, Ocean Marine (LIU)
Lloyds Commercial Lines
Monoline Property schedules or including Vacant Buildings up to $10 Mil TIV.
Lloyds Private Flood for Commercial and Personal properties up to $2mil Building, $500k Contents. Writing in all Flood Zones except V. Rates are a fraction of NFIP!
Lloyds Coastal Homeowners, Dwellings, and Condos: TIV up to $1.250 mil – Primary, Seasonal, Long and Short-Term Rental ok! Targeting Cape and Islands! Broad coverage enhancement endorsements. No Minimum Dwelling value.
Markel Commercial Lines
Commercial Equestrian, Non-profits, Daycares, Healthcare, Environmental, Architects & Engineers Professional, Financial Institutions, Insurance Agents Professional. Pkg, WC, Umbrella & Excess, E&O, D&O, IM, Ocean Marine
Main St America Commercial Lines
Garages, LRO’s, Artisans, Mom & Pop Shops, Retail, Will provide, BOP, Auto, WC & Umbrella.
Main St America Personal Lines
Home, Auto, Umbrella, DP3
Coastal Homeowners up to $2,000,000. Umbrellas up to $5,000,000 limit. Valuable Articles. Dwelling Fire Stand-alone. Stand-alone Condo Units Rented to Others. No wind deductibles.
Nautilus Commercial Lines
Crane Operators, Exercise & Dance Studios, Martial Arts Studios,Tanning Salons, Habitational Risks, Employment Agencies, Janitorial Services, Roofers, Counseling Centers, Homeless Shelters, and Halfway Houses, Miscellaneous Professional Liability & Excess Liability
Nautilus Personal Lines
Personal Umbrella, Comprehensive Liabilitiy, and Excess Umbrella
Norfolk & Dedham Commercial Lines
BOP, Package, EPLI, Umbrella, Auto, WC – very competitive in Real Estate including Habitational, Retail, Wholesale and Farms.
Norfolk & Dedham Personal Lines
Home (can consider B&B operations), Auto, Dwelling Fire, IM, Umbrella.
Philadelphia Insurance Companies
Social Services, Community Associations, Sports & Recreation Centers, Private & Vocational Schools & Professional Liability, Religious Organizations, Golf Courses, Real Estate including Habitational. Package, Umbrella, Auto, Professional Liability, EPLI, Cyber, D&O
Prime Insurance CO Personal and Commercial
Homeowners with dog breed or bite history issues, pet liability, mobile homes, rented dwellings. Auto for Truckers, Limos, and Taxis (not available in all states). Garage, MTCC, Towing Operations, Aviation, Package, IM, Flood, Builders Risk, Wind & EQ, Property, Professional Liability, D&O
Progressive Commercial Lines
Auto coverage for Trucking, Towing, Delivery services, Drivers with Violations.
Progressive Personal Lines
Auto (not in MA), RV’s, Motorcycles
Safeco/Peerless Personal Lines
Homeowners, Auto, Valuable Articles, Umbrellas, Off Road Vehicles, Watercraft, RV, and Campers
Scottsdale Commercial Lines
Monoline Property: $15,000 minimum premium and GL, $30,000 minimum premium. OL&T and M&C policies. Monoline Products and Monoline Umbrellas-$2,500 minimum.
Travelers Commercial Lines
BOP’s, Real Estate Schedules plus Real Estate E&O, Luxury Hotels, Museums, Boat Builders, Contractors, Garages, Stand Alone Boiler & Machinery (Very Competitive), Large Valued Monoline Property, Lawyers and Accountants Professional, D&O, and EPLI
Travelers Personal Lines
Home, Auto, Valuable Articles, Umbrella, and Personal Watercraft, Stand-alone condos rented to others.
Umbrella\XS – Excess over Primary, Lead Umbrella & Excess Liability
D&O, Misc. E&O, School Board Legal, Public Officials, EPLI for 100 or less employees
MA Homeowners up to $1,000,000 Florida Homeowners up to $5,000,000, Homes with Daycare services
US Assure Personal & Commercial Lines
Builder’s Risks up to $50,000,000 including frame up to $6,000,000
USLI Commercial Lines
Package, GL, Umbrella, EPLI, Cyber, D&O, Professional Liability. Real Estate, Vacant Properties, Builders Risk, Tech, Contractors
USLI Personal Lines
Condo Unit Owners and Renters, Dwelling Fire, Comprehensive Personal Liability, Umbrella, Excess Umbrella, Special Events, and GL and Host Liquor for Weddings
Utica First Commercial Lines
Small Contractors, Artisan Contractors (based on # of employees), Offices, Auto Repair, Retail, Beauty Salons, small restaurants (based on public sq ft.).
Western World Commercial Lines
Day Care, Adult Day Care, Artisan Contractors, General Contractors, Garbage Collection, Pest Control, Pruners, Welders and Special Events Products Liability with Buyback if coverage has been on a claims-made basis
If you have a new business submission with completed applications and loss runs, send it now and the brokerage agreement may follow.
Email to: firstname.lastname@example.org or Fax to: 617-243-7555
This list is not an all inclusive list of our markets. We have access to many other facilities for difficult risks. Give us a call to discuss your own special risk.