By Ariana Ramos | SVP Business Development
If you’ve ever tried quoting HVAC contractors on your own, you already know the drill: one minute you’re talking about routine maintenance jobs, and the next you’re knee-deep in rooftop unit installs, refrigerant handling, welding exposures, subcontractor agreements, and a commercial auto schedule longer than your grocery list.
It’s a profitable niche — but only if you can navigate the complexity. That’s exactly where Telamon Insurance Network shines. As a dedicated HVAC Contractor Insurance Wholesaler, Telamon helps independent agencies quote smarter, bind faster, and grow stronger in a market where the risks are real and the competition is fierce.
They Understand HVAC Risks Inside and Out
HVAC is one of those “simple until it isn’t” industries. A small residential contractor might look low-hazard, but throw in propane lines, duct fabrication, crane-assisted rooftop installs, or commercial refrigeration… and underwriters get twitchy.
Telamon’s team breaks the complexity down for you. They know the exposures underwriters obsess over:
- Hot work and welding
- Rooftop operations
- Subcontractor use and agreements
- Refrigerant environmental risks
- Installation-related property damage
- Commercial vehicle fleets
- Equipment theft and inland marine needs
They help you gather the right details upfront so your submission looks clean, precise, and impossible to ignore. That kind of preparation gets quotes faster — and usually better priced.
Access to Carrier Markets Designed for HVAC Contractors
Not all carriers want HVAC work. Some avoid hot work entirely, others shy away from commercial installs, and some only want residential. Trying to match the right contractor with the right market on your own can burn half a day and a full pot of coffee.
Telamon fixes that.
They give your agency direct access to specialized markets that actively want HVAC business — not “we’ll take a look,” but “yes, send it, this is our bread and butter.”
You get:
- Strong GL programs
- Installation floater and tools coverage
- Commercial auto options
- Excess and umbrella markets
- Property solutions for shops, warehouses, and storage
Telamon opens doors smaller agencies can’t access alone, giving you the competitive edge your competitors wish they had.
They Make Your Agency Look Like an Expert (Even If HVAC Isn’t Your Thing)
Let’s be real — HVAC contractors expect you to understand their industry. They want a partner who can talk shop, identify exposures, and build coverage that protects their people, their equipment, and their reputation.
Telamon equips you to be that partner.
They walk you through risk profiles, help you design packages that match each contractor’s operations, and support you with expert underwriting guidance. To the client, it looks like you have a specialty HVAC team backing you… because, well, you do.
They stay behind the scenes, but your agency gets the credibility boost.
Quick Turnaround, Real Communication, and Zero Runaround
Some wholesalers make the process harder than it has to be — vague questions, slow responses, or radio silence when you need them most.
Telamon is the opposite. Agencies love working with them because they’re:
- Fast
- Clear
- Easy to communicate with
- Proactive
- Solution-focused
They handle the heavy lifting, keep the process transparent, and help you close the deal without chaos. Telamon works like an extension of your team — one that actually responds and doesn’t disappear when things get complicated.
A Smart Way to Expand Your Commercial Book Without Hiring Specialists
HVAC contractors are solid, high-retention accounts. They need multiple lines — GL, inland marine, auto, property, workers’ comp, excess — which means serious revenue potential for agencies that break into the niche.
Telamon makes growing in this space realistic, even if you don’t have in-house expertise. With their support, you can confidently take on:
- Residential HVAC contractors
- Commercial HVAC operations
- Refrigeration specialists
- Mechanical contractors
- Multi-crew, multi-vehicle operations
You get the upside without the overwhelm.
Final Word: Telamon Helps Agencies Win More HVAC Contractors — Period
Independent agencies grow by saying “yes” to the right opportunities. HVAC is one of those niches that can transform a book — as long as you have the right wholesale partner.
Telamon gives you the market access, the technical insight, and the underwriting support to quote HVAC contractors quickly, accurately, and competitively. They help your agency look sharper, work faster, and secure more profitable accounts with confidence.
If you’re ready to win more HVAC contractor clients and write high-value commercial business without the stress, Telamon is the HVAC Contractor Insurance Wholesaler you want in your corner.
For more information, contact Ariana Ramos, SVP of Underwriting.