Top 25 Brokerage & Contract Classes
Top Brokerage Classes
TOP 25 GENERAL LIABILITY CLASSES
  • Campgrounds - OTNFP
  • Apartment Buildings Subsidized housing 
  • Apartment Buildings - NOC
  • Dwellings (lessor's risk only)-1 family
  • Apartments used primarily for student housing located away from school property
  • Buildings or Premises - bank or office - mercantile or mfg. (LRO) - OTNFP
  • Buildings or Premises - Bank or office - mercantile or mfg. - maintained by the insured (LRO) OTNFP
  • Contractors Eqt-earth moving eqt other than cranes, derricks, power shovels rented to others with operator
  • Machinery or Machinery Parts Mfg. - construction, mining or materials handling type
  • Mobile home parks or courts
  • Hotels & motels-with pools, beaches-less than 4 stories
  • Amusement Parks
  • Swimming pools written in conjuction with other company classes
  • Condominiums-residential (Association Risk Only) Common areas only
  • Mining-surface
  • Apartments used primarily for student housing located on school property
  • Dwellings (lessor's risk only)-2 family
  • Sporting Goods or Athletic Equipment Mfg
  • Vacant Land-Rural-per acre in excess of first 500 acres
  • Animals-saddle-for rent
  • Warehouses - mfg or private buildings or premises - occupied by single interest (LRO)
  • Warehouses - mfg or private buildings or premises - occupied by multiple interests (LRO)
  • Animals-saddle-private
  • Automobile repair or service shops NOC
  • Hired & Non-Owned Auto Liability
TOP COMMERCIAL PROPERTY CLASSES
  • Offices - other than governmental
  • Property - NOC - medium hazard
  • Dwellings - in conjunction with commercial risks - one family
  • Apartments w/o mercantile occupancies - up to 10 units
  • F401 - Commercial Property Extension Endt 
Top Contract Classes
TOP 25 GENERAL LIABILITY CLASSES
  • Apartment Buildings - NOC
  • Dwellings (lessor's risk only)-1 family
  • Contractors - Subcontracted Work - in Connection with the Construction, Reconstruction, Repair or Erection - One or Two Family Dwellings
  • Buildings or Premises - Bank or office - mercantile or mfg. - maintained by the insured (LRO) OTNFP 
  • Carpentry-construction in residential property not exceeding 3 stories Construction of detached priv resid for occpy by 1-2 families
  • Contractors - Subcontracted Work - in Connection with the Construction, Reconstruction, Repair or Erection of Buildings - NOC 
  • Contractors-executive supervisor or executive superintent
  • Buildings or Premises - bank or office - mercantile or mfg. (LRO) - OTNFP
  • Remodeling Contractor
  • Express Companies
  • Vacant Land-Rural-per acre-first 500 acres
  • Day Care Centers - OTNFP
  • Condominiums-residential (Association Risk Only) Common areas only
  • Excavation
  • Vacant Buildings - not factories -OTNFP
  • Restaurants with sales of alcoholic beverages less than 30% of total annual receipts w table service
  • Carpentry-interior
  • Mobile home parks or courts
  • Swimming pools written in conjuction with other company classes
  • Tree Pruning, Dusting, Spraying, repairing, trimming
  • Concrete Construction
  • Roofing - Residential - Three Stories and Under
  • Swimming pools- below ground; installation, service or repair
  • Dwellings (lessor's risk only)-2 family
  • Carpentry NOC, ceiling, wall installation, not plas, modular units, bldgs erection, prefabricated bldg erection
TOP 25 COMMERCIAL PROPERTY CLASSES
  • Dwellings - in conjunction with commercial risks - one family
  • Restaurants - with cooking
  • Offices - other than governmental
  • Apartments w/o mercantile occupancies - up to 10 units
  • Property - NOC - low hazard
  • Vacant buildings
  • Apartments with mercantile occupancies - up to 10 units
  • Lessors’ Risk Only With Low Hazard Stores, Contractor’s Storage, Services, Schools, Service Stations and Repair
  • Warehouse - NOC
  • Food Products or Non-Alcoholic Beverages - no baking or cooking
  • Dwellings - in conjunction with commercial risks - 3 or 4 family
  • Drug Distributors or Stores
  • Churches and synagogues
  • Day Care or Schools
  • Dwellings - in conjunction with commercial risks - two family
  • Property - NOC - medium hazard
  • Car Washes, Gasoline Stations, Vehicle Storage - no repair
  • Lessors’ Risk Only With Manufacturing, Warehouses, Industrial, or High Hazard Distributors
  • Recreational Facilities - NOC
  • Metalworking - low hazard
  • Service Stations - with repair
  • Bars and taverns
  • Health Care Facilities (other than hospitals), Halfway Houses or Shelters
  • Service Occupancies - low hazard
  • Builders Risk
QUESTIONS?

Ariana Ramos
SVP | Business Development
(phone) 617-614-1216
(fax) 617-243-7516

Telamon is an experienced Broker with strong carrier relationships throughout the US. We have broad access to both admitted and non-admitted markets and are dedicated to finding your clients coverage- no matter the risk.