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Health Insurance

The most important employee benefit to offer, health insurance can also be the most costly – and it must be managed properly. 

 

Telamon offers all types of health insurance to fit your needs, including HMO, POS and PPO plans. In addition, we are well qualified to help you design and implement partially self-funded health and/or prescription drug plans. We are also one of the region’s leading brokers in the design, education and implementation of the new “consumer-driven” healthcare model, which has been successful in dramatically reducing health insurance costs.


Telamon Insurance & Financial Network will work with employers to adjust services offered, as well as co-payments and deductibles, to minimize the impact of rising costs.

 


Take time to understand your health plan -  it can help save healthcare dollars for you and for all Americans. For example, many health plans offer a reduced co-pay if you choose FDA-approved generic prescription drugs, so you pay less. Because the average total cost of a generic drug is three times less than the brand name, it helps keep costs down in your health insurance program.

As consumers, we are demanding more medical services than ever before. And the cost of these services is going up. These increased costs are passed on to employers in the form of increased premiums.  Understanding the basics of how health insurance works and how to make the most of your own health plan can help keep an Employee Benefit Program affordable for all companies.

 

Here at Telamon we specialize in employer education and would welcome the opportunity to work with your staff.