| Class Code | Description |
| | Apartments- without Mercantile occupanies |
| 311 | up to 10 units |
| 312 | 11-30 units |
| 313 | over 30 units |
| | Apartments- with Mercantile occupanies |
| 321 | up to 10 units |
| 322 | 11-30 units |
| 323 | over 30 units |
| 567 | Pushcarts |
| 702 | Offices |
| | Dwellings |
| 196 | Dwellings- One Family LRO |
| 197 | Dwellings- Two Family LRO |
| 198 | Dwellings- Three Family LRO |
| 198 | Dwellings- Four Family LRO |
| | Vacant Buildings |
| 1180 | Vacant Buildings- not factories- Other than not-for-profit |
| 1180 | Vacant Buildings- not factories- not-for-profit only |
| 1180 | Vacant Buildings- factories |
| 1180 | Buildings or Premises – bank or office – mercantile or manufacturing (lessor’s risk only) – Other than Not-For-Profit |
| 1180 | Buildings or Premises – bank or office – mercantile or manufacturing (lessor’s risk only) – maintained by the insured – Other Than Not-For-Profit |
| 1180 | Buildings or Premises – bank or office – mercantile or manufacturing (lessor’s risk only) – maintained by the insured – Not- For-Profit only |
| 1180 | Buildings or Premises – bank or office – mercantile or manufacturing (lessor’s risk only) – Not-For-Profit only |
| 9508 | Sun tanning salons |
| | Homeowners Association |
| 843 | Homeowners associations- common area only |
| 843 | Homeowners association common area including recreational facilities- no pools or lakes |
| 843 | Homeowners association common area including recreational facilities and pools or lakes 25 acres less |
| | Health and Exercise |
| 9504 | Health or Exercise facilities- commercially operated |
| 9504 | Health or Exercise clubs |
| | Stores- no food or drink |
| 567 | Stores- no food or drink- other than not-for-profit |
| 567 | Stores- no food or drink- not for-profit only |
| | Condominiums |
| 9502 | Condominiums- residential (association risk only)- common areas only |
| 9502 | Condominiums- residential (association risk only)- common areas including recreational facilities- no pools or lakes |
| 9502 | Condominiums- residential (association risk only)- common areas including recreational facilities and pools or lakes |
| | Townhouses or similar associations (association risk only) |
| 9507 | Townhouses or similar associations (association risk only)- common areas only |
| 9507 | Townhouses or similar Associations (association risk only)- Common areas including recreational facilities no pools or lakes |
| 9507 | Townhouses or similar Associations (association risk only)- Common areas including recreational facilities and pools or lakes 25 acres or less |
| 567 | Camera & photographic equipment service |
| | Variety Stores |
| 567 | Variety stores- OTNFP |
| 567 | Variety stores- Not for profit only |
| | Book & Magazine shops |
| 567 | Books & Magazine stores- OTNFP |
| 567 | Books & Magazine shops- NFP Only |
| | Shoe Repair Shops |
| 922 | Shoe Repair Shops |
| 921 | Shoe Repair Shops- shoe shine stands |
| | Shoe Stores |
| 520 | Shoe Stores- no repair |
| 922 | Shoe Stores- with repair |
| 570 | Painting Picture or Frame Store |
| 520 | Formal Wear or Costumes- rented to others |
| | Floor Covering Stores |
| 520 | Floor Covering Stores- carpet |
| 567 | Floor Covering Stores- tiles and linoleum |
| 567 | Flooring Covering Stores- mixed merchandise |
| | Florists |
| 570 | Florists- sales outlets |
| | Appliance Distributors |
| 567 | Appliance Distributors- household type- radio, television or compact disc players- radios and/or TV's with or without repair |
| 563 | Appliance Distributors- household type- radio, television or compact disc players- others with or without repair |
| 922 | Appliance Distributors- household type- radio, television or compact disc players- repair only |
| 563 | Appliance Distributors- household type- radio, television or compact disc players- including home furnishings with or without repair |
| 922 | Appliance Distributors- household type- radio, television or compact disc players- repair only |
| 567 | Stationery or Paper Products Store |
| 567 | Coin Stamp or Rare Book Dealers and Distributors |
| 844 | Masseur/Masseuse |
| 844 | Parks or Playgrounds -Enclosed buildings used for recreational purposes (written in conjunction with) |
| 1190 | Parks or Playgrounds - Equipment in the open (written in conjunction with) |
| 119 | Swimming Pools- outside (written in conjunction with) |
| 844 | Swimming Pools- inside (written in conjunction with) |